When players sit down to play Furious Payback Racing, they'll be presented with several distinct racing modes. Each of these challenges presents its own unique mechanics that players must adapt to in order to complete. Because of this, players start off with handy options for driving that will help them gain the upper hand against their competitors. Just like in the real world, players navigate a fast-moving vehicle. This includes paying attention to the realistic physics of the world and maneuvering around roadblocks set up by police. Because the game takes place in a physics-based universe, care needs to be taken with how one drives. This is because a car can flip over if not carefully maneuvered.

Players can earn points by handling bends correctly and racing on the street. These points, referred to as nitro points, help players increase their speed and overtake their opponents to win the race. However, this isn’t the only mode of racing in Furious Payback Racing; other racing styles exist that players shouldn’t ignore. In addition to the original mode, a time trial mode and an opponent with a change are available. In particular, the enemy no longer is an opponent, but time. There is a target time on the right side of the screen that must be observed by both parties. A stopwatch located in the time trial mode integrates with this aspect. While racing and maintaining high speeds, care must be taken not to overturn your car. In addition to the racing modes, players have access to drag races that don't require significant motor skills. The race requires fast reflexes and a keen sense of observation when vehicles speed up and change color. Whenever the watch displays a green display, pressing the button provides a success rate that boosts the car's speed and bypasses the opponent.

Players can unlock cars through Furious Payback Racing by earning blueprints. Depending on the cars unlocked, players will have to complete a difficult journey to acquire their chosen car. When viewing a list of unlockable cars, players only see black silhouettes. Additionally, the number of blueprints owned in the lower left corner can be seen. Changing the look of your vehicle via customization and upgrade options is essential to any car. Several in-game factors make additional vehicles available, such as changing parts on cars or unlocking specific cars. Finding more tokens than necessary is recommended when upgrading the vehicle's performance. Doing this doesn't require money— only time— for more difficult races to win. When upgrading performance with turbocharged results, are better chances of winning overall. This game provides an authentic driving experience that cannot be ignored. Vehicles move with realistic physics, which can affect a player's achievements. Becoming a street racer means overcoming the unexpected while competing with other racers and trying to win. Time trials change the opponent from a simple driving test to a competition to see who can complete the time limit with superior driving skills. High-speed races are ended when players increase the car’s speed and outrun an opponent. Instead of money, the in-game currency is blueprints that can be used to unlock new cars. Each subsequent upgrade requires more than one blueprint.